We surely want to believe that the Internet is a safe place where you can’t fall for all types of online scams, but it’s always a good reminder to do a “reality check”.
We, humans, can become an easy target for malicious actors who want to steal our most valuable personal data. Criminal minds can reach these days further than before, into our private lives, our homes and work offices. And there is little we can do about it.
Attack tactics and tools vary from traditional attack vectors, which use malicious software and vulnerabilities present in almost all the programs and apps (even in the popular Windows operating systems), to ingenious phishing scams deployed from unexpected regions of the world, where justice can’t easily reach out to catch the eventual perpetrators.
According to a report from the Federal Trade Commission (FTC), millennials are particularly more vulnerable to online scams than seniors, as shocking as it may seem.
The research finds that “40 percent of adults age 20-29 who have reported fraud ended up losing money in a fraud case”.
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For this reason, we need to know what are the most popular techniques malicious actors are using to get unauthorized access to our private information and financial data.
We must not forget their final target is always our money and there is nothing they won’t do to accomplish their mission. Use the links below to quickly navigate the list of online scams you need to stay away from right now.
Phishing email scams
The Nigerian scam
Greeting card scams
Bank loan or credit card scam
Fake antivirus software
Facebook impersonation scam (hijacked profile scam)
Make money fast scams (Economic scams)
Fake news scam
Fake shopping websites
Loyalty points phishing scam
Job offer scams
Overpayment Online Scam
Tech Support Online Scams
Probably one of the oldest and most popular Internet scams used mostly by a member of a family with wealth to trick different people. It is also known as “Inheritance scam”, and named after the section of Nigeria’s Criminal Code that banned the practice.
A typical scam involves an emotional email, letter, text message or social networking message coming from a scammer (which can be an official government member, a businessman or a member of a very wealthy family member – usually a woman) who asks you to give help in retrieving a large sum of money from a bank, paying initially small fees for papers and legal matters. In exchange for your help, they promise you a very large sum of money.
They will be persistent and ask you to pay more and more money for additional services, such as transactions or transfer costs.
You’ll even receive papers that are supposed to make you believe that it’s all for real. In the end, you are left broke and without any of the promised money.